DBS Singapore Personal Loan


Rate 20.05%
APR 19.80%
Currency SGD
Gross Annual IncomeS$20,000 - below S$30,000S$30,000 & above
Effective interest rate25.8% per annum
19.8% per annum
Minimum monthly repayment

2.5% of outstanding balance or S$50, whichever is higher

Minimum interest charge

S$10

Late payment fee

S$80

Late payment interest adjustment#

Additional 6% above effective interest rate (the effective interest rate is also referred to as Prevailing Interest Rate)

Annual fee

S$80 (waived for first year)



The rate of 20.05% is 9.93% higher than the average 10.12%. Also it is -15.61 % lower than the highest rate 4.44 Updated Aug, 2019

on DBS's secure website

Gross Annual IncomeS$20,000 - below S$30,000S$30,000 & above
Effective interest rate25.8% per annum
19.8% per annum
Minimum monthly repayment

2.5% of outstanding balance or S$50, whichever is higher

Minimum interest charge

S$10

Late payment fee

S$80

Late payment interest adjustment#

Additional 6% above effective interest rate (the effective interest rate is also referred to as Prevailing Interest Rate)

Annual fee

S$80 (waived for first year)



The rate of 20.05% is 9.93% higher than the average 10.12%. Also it is -15.61 % lower than the highest rate 4.44 Updated Aug, 2019

on DBS's secure website

Rate 20.05%
APR 19.80%
Currency SGD

Compare DBS Loan rates

Account Name Rate
DBS Singapore HDB Home Loan 1.85%

Compare Personal Loan rates in Singapore

Account Name Rate
HSBC Singapore Personal Loan 13%
CIMB Singapore 1 Year Personal Loan 2.98%
CIMB Singapore 5 Year Personal Loan 4.44%